Sallie Mae are only a private education loan bank. not, Navient is both a https://tennesseetitleloans.org/cities/clinton/ personal and you may a federal education loan servicer. Because of that, you have to separate their federal loans from your own private fund, if you have one.
Otherwise recall the variety of figuratively speaking your got away, contact Navient and also a response from their website individually. Another way should be to look at the National Education loan Analysis System (NSLDS) by the undertaking an excellent “Economic Feedback.”
Government Figuratively speaking Are Better
It’s finest to have government college loans because that makes you be eligible for federal education loan forgiveness applications, and if you’ve been while making your instalments monthly.
Although not, the personal funds is actually determined by the guidelines of your service you to definitely considering this new lead loan. Individual college loans should be qualified through the state, or perhaps in some cases, job-specific loan forgiveness software if you were and also make regular monthly payments.
Concurrently, see if Navient will be your student loan financial. You might signal-during the to the federal pupil assistance web site along with your FSA ID and check your existing ED servicer. It is going to likely to be Navient. Yet not, this may additionally be Nelnet, FedLoan Repair, or even the Great Lakes Higher education.